Buying a home. If you have never done it, it might seem like a frightening experience. You are going to be buying the biggest item you may ever purchase in your lifetime. You also will be entering in to a contract that lasts for many years. You might want to ask yourself a few questions before you jump in headfirst.
1. Do you really want to be a homeowner? There are many things involved in owning a home that you do not have to deal with as a renter. Repairs, insurance, taxes, lawn and snow care and many more. If you are buying a home or town home, you want to understand, and be willing to do these things. Understanding these costs and budgeting for them is also important.
2. Can you get a loan? Not everyone has the perfect job and/or perfect credit. You can make more money than most people but still have issues getting a loan if you are self employed. You can have a steady job and have credit issues that make it harder to get a loan. You can have several jobs and get red flagged by mortgage companies because of the length of time you have worked at them. If you can get a loan, are you getting a fair rate and price? Will the loan officer that you find stay late to solve problems if something happens at your closing or will he abandon you at the closing table.
I have worked with thousands of buyers and sellers in my day and I have helped my clients thru every one of these issues and many more. It does not cost you more to work with the best agent in the country vs working with an agent that has never closed a deal. Find the best agent and loan officer you can find.
3. Do you want a really nice agent helping you negotiate on the biggest purchase of your life or an agent that is an amazing negotiator? They normally are not the same person. Do you want someone that is experienced that will give you perspective from hundreds of past experiences or do you want someone that will spend every minute of the day with you because they have no other clients? The first will be very helpful as you seen many different homes and locations, the second will make you feel like you have a new friend. These also are not normally the same agent.
If you are thinking of buying a home, I would love to talk to you. I have been the #1 buyers agent in Minnesota for many years. I enjoy showing homes and I work nights and weekends. Feel free to call me any time at 612-255-6230. Joe
Author:Angela D Niece Phone: 612-508-4100 Dated: November 19th 2015 Views: 235 About Angela D: ...
Located in the 11 county metro, The Trust Team is a leader in the Minnesota real estate market. The Trust Team was founded in 1978, yet represents the best of traditional market knowledge, cutting edge technology and top -notch customer service - all provided by 10 of the most experienced agents in the industry.
We combine the very latest in proprietary internet marketing, and make use of the most current and relevant real estate and social media platforms. We are considered leaders and innovators - always willing to try what is new, and use what is proven. Joe Niece, has more than 3000 past real estate clients, and is an information and renowned internet Guru. His wife Angela Niece and partners, Nikki Moeller, Matt Wolfe, Mike Finstad, Joe Jones, Cory Kingbay, Mary Ellen McGlone, and Stieg Strand have created a most unusual real estate team. 2015 was our best year ever with 498 satisfied clients which gave us the honor of being the #2 team in all of Minnesota. We want your business, promise your complete satisfaction and we are committed to your success !
MERRY CHRISTMAS EVERYBODY! What better way to celebrate
"I listed my home with Angela because he had sold other homes in my area and her signs seem to go up and down quickly compared to most of the signs I see in the area. I decided to list with her and she told me he would market my home while I was getting it ready for showings. Two weeks later we took pictures and were ready to go on the market. She asked if he could bring one of the buyers that he had found thru all of his pre advertising things that she talked about when she listed my home. I thought that would be fine and his buyer wrote an offer. It was not full price and I told her buyer that I would agree to sell it to him if he changed his offer to full price. The buyer did and I did not have to show my home again. I was very happy with the price and everything went well and closed fine. "